Plans & Pricing

Transparent pricing, no surprises

We explain the cost before you commit. Choose the plan that fits your situation and budget.

Choose the right level of support

Start free. Upgrade only when you need deeper help. We never hide fees or create fake urgency.

Free Consultation

₹0

First conversation

  • Initial situation understanding
  • Broad problem identification
  • Immediate concern identification
  • General next-step guidance
  • Service recommendation
  • No obligation

The free consultation covers general guidance. Complete paid-plan strategy is not provided during the free consultation.

Book free consultation

Loan Manager

₹299

Entry product — organise your loans

  • Lender, loan and disbursed amount tracking
  • Current outstanding and payment amounts
  • Due-date and salary-date tracking
  • Payment, active/default and re-loan status
  • Re-loan assessment per lender (indicative)
  • Monthly payment burden and loans at risk
  • Notes and your own reminders
  • Customer portal dashboard access

For customers who want to organise and understand their loans before choosing a larger support plan.

Start Loan Manager — ₹299
Most popular

Basic Plan

₹999

Detailed case review

  • Detailed debt situation review
  • Written summary of options
  • Collection-pressure preparation
  • Collection-data awareness
  • Communication guidance
  • Email and message templates
  • Practical repayment / resolution guidance
  • One follow-up session
  • Case-specific guidance within agreed scope
Get started

Premium Plan

₹2,999 – ₹3,999

Case scope dependent

  • Everything in Basic
  • More detailed collection-data awareness
  • Comprehensive communication and email drafting
  • Collection-pressure response planning
  • Lender-wise strategy
  • Multiple lender communication support
  • Negotiation support where authorized
  • Settlement / resolution planning
  • Multiple follow-ups according to agreed scope
  • More personalized case management
  • Priority response
Discuss your case

Still unsure? Start with a free consultation and decide only after you understand your options.

Talk to a SETTRIX Expert – Free

What You're Actually Paying For

A few thousand rupees can feel expensive when you are already under financial pressure. That's why we want you to understand exactly what you are paying for before you choose a plan.

  • Multiple lender review
  • Loan-by-loan assessment
  • Case assessment
  • Collection-pressure guidance
  • Email and communication drafting
  • Lender communication support
  • Resolution planning
  • Follow-ups within agreed scope
  • Case management

Included services vary by plan; see each plan above for what it covers.

Calculate the Cost of Your Payday Loan Cycle

Illustrative calculation

Processing fee is taken as 10% of the principal and interest as 1% per day, for illustration only.

Principal
₹5,00,000
Processing fee (10%)
₹50,000
Daily interest (1%)
₹5,000/day
30-day interest
₹1,50,000
Illustrative charges
₹2,00,000

Don't look only at the next payment. Look at what the entire borrowing cycle may be costing you.

Actual charges may vary depending on the lender, loan agreement and applicable terms. This calculator is provided only to help understand the potential cost of short-term borrowing.

Get My Free Consultation

A ₹5,00,000 example

Principal
₹5,00,000
10% processing fee
₹50,000
1% daily interest
₹5,000/day
30-day interest
₹1,50,000
Illustrative charges
₹2,00,000

This is an illustrative example. Actual charges vary by lender and loan agreement.

Before making your next payment decision under pressure, understand your situation and available options first.

Before You Make Any Payment

Please verify that you are dealing with the official SETTRIX team.

Unfortunately, individuals may misuse business names and collect payments by pretending to represent companies. To protect yourself, never make a payment based only on a phone call, WhatsApp message or an unverified payment request.

Your service details and payment instructions should come through our official SETTRIX email: support@settrix.in.

If you have not received official service details from us, please verify with SETTRIX before making any payment.

Official email

support@settrix.in

Written service details

Before payment

Clear scope & fees

No surprise charges

Customer support

After subscription

We want you to understand what you are paying for before you pay for it.

Not Satisfied With Your Experience?

If you are not satisfied with the support being provided by the SETTRIX team member handling your case, or if you feel your free consultation was not handled properly, you can raise a complaint directly with our support team.

We encourage customers to raise concerns rather than remain dissatisfied. Your concern will be reviewed by our support team and responded to appropriately.

Official support & complaints

support@settrix.in
Raise a Complaint

What Customers Say About Their Experience

If you have used a SETTRIX service, you can share your experience below. Feedback is reviewed by our team before it is published anywhere on this website.

Success Fee

A separate Success Fee may apply when SETTRIX successfully assists with a settlement/resolution outcome with a lender. The Success Fee is separate from any applicable plan fee and is discussed and agreed with you in advance. It is not automatically charged simply for taking a plan, and you will know and agree any applicable Success Fee before proceeding. No settlement, waiver, reduction or any specific outcome is guaranteed.

Collection-data awareness is included

Basic and Premium plans include guidance on what information may already be on record with lenders and collection teams, so you can prepare for contact and protect your communication boundaries. SETTRIX holds no private or unauthorized database.

SETTRIX does not promise a guaranteed settlement, guaranteed discount, guaranteed stoppage of collection calls, guaranteed loan waiver or any guaranteed legal outcome. Outcomes depend on your lenders, your circumstances and your consistency.

Questions about pricing?

Talk to us before you decide. We will explain what each plan covers and recommend the right fit for your case.