Six clear steps to a plan
We keep the process simple. You always know what comes next and what it will cost.
The SETTRIX process
Each step builds on the previous one. Nothing moves forward without your agreement.
Free Consultation
You book a free consultation through the website or WhatsApp. We listen to your situation, identify the immediate concerns and explain how we might help. You pay nothing for this step.
Understand Your Loans
We map every lender, the outstanding amount, the monthly payment and the due dates, including any re-loaning pattern, so the real total is finally visible.
Assess Collection Pressure
We review the contact you are receiving, how it is escalating, and what information may already be on record with lenders and collection teams.
Choose the Appropriate Support Plan
We recommend the plan that matches your case scope and explain exactly what it covers, what it does not and what it costs before you decide.
Build & Execute the Resolution Strategy
Lender-wise planning, communication and drafting, and negotiation or settlement discussions where you authorize them in writing.
Track Progress Toward Resolution
We follow up within the agreed scope, review what changed and confirm the next action, so you always know where the case stands.
What you can expect
- ✓A calm, private conversation without judgment
- ✓Clear pricing explained before anything is charged
- ✓Realistic timelines instead of instant promises
- ✓Written summaries of what was agreed
- ✓Guidance on preparing for collection contact
What we do not do
- Guarantee settlement, discount, waiver or call stoppage
- Provide legal representation
- Make payments to lenders on your behalf
- Ask for OTPs, passwords, bank logins or card details
- Claim access to private or unauthorized databases
Start with step one
The free consultation costs nothing and commits you to nothing. It simply gives you a clear view of your situation.